Permanent Insurance [TOP] [LIFE] Term Protector Series Permanent Insurance ERIEflex & ERIEflex Universal Life Annuities

ERIE's Permanent Life Insurance Plans For most people, the need for life insurance never goes away. As time passes, circumstances and plans change, but the need for protection never stops. That is why you should consider permanent life insurance. Permanent life insurance plans from Erie Family Life provide: Guaranteed coverage that does not decrease and will not expire. Guaranteed cash values that can be borrowed to take advantage of future opportunities. Guaranteed premiums that do not change regardless of your health. All of Erie Family Life's permanent life insurance plans give you guaranteed protection, cost and value. Whole Life Erie Family Life's Whole Life policy provides a level death benefit and remains in force for as long as you continue paying premiums. Whole Life also provides guaranteed cash values that increase every year. The cash values can be borrowed for opportunities or emergencies. A Whole Life policy is an excellent choice because it can meet a variety of needs. An education fund for your children. Medical bills, final expenses and estate costs. Support for those dependent on you. The minimum policy is $5,000 and issue ages are 0 through 80. 20-Pay Life This is a limited payment permanent life insurance plan. The death benefit remains level and premiums are payable for only 20 years. 20-Pay Life is an excellent plan for individuals who want lifetime coverage without lifetime premiums. Cash values increase each year and are available to borrow. The minimum 20-Pay Life policy is $5,000, and issue ages are 0 through 70. Life Paid-Up at 65 This plan is also a form of limited payment permanent life insurance. It combines a level death benefit with level premiums that are payable until age 65. The minimum Life Paid-Up At 65 policy is $5,000 and issue ages are 0 through 55. Since premium payments stop at age 65, the policy is commonly used for retirement planning. Optional Protection The following riders are available on most permanent life insurance plans from Erie Family Life: Accidental Death Benefit Waiver of Premium Disability Benefit Guaranteed Insurability Option Payor Waiver Benefit Spouse/Children's Term Insurance Children's Term Insurance The Thomas M. Frick Insurance Agency can give you details on how to use these options to design a policy to meet your specific needs.