ERIEflex [TOP] [LIFE] Term Protector Series Permanent Insurance ERIEflex & ERIEflex Universal Life Annuities

WHY BUY ERIEflex UNIVERSAL LIFE? ERIEflex is a universal life policy which combines the best features of both term and permanent insurance. It includes life insurance protection and has an account value which is credited with interest at a competitive rate. If you need a life insurance policy that can he adjusted to your changing needs, ERIEflex is just such a policy…flexible enough to grow as you grow. With ERIEflex you can: choose the amount of protection you want. adjust the premium payment schedule to meet your needs, subject to minimum and maximum limitations. change your policy as your needs and responsibilities change. ERIEflex can be used to: Generate retirement income for yourself. Establish a college fund for your children. Provide family income replacement. Pay off your mortgage. Provide gifts for children or grandchildren. Meet business insurance needs. CHOICE OF DEATH BENEFIT OPTIONS With ERIEflex you have a choice of death benefit options. You can either emphasize cash accumulation or maximize protection. Your choice depends on your objectives. If your needs change, the death benefit option can be changed, subject to policy limitations. ERIEflex FEATURES include: Flexible Coverage... Your coverage can be increased or decreased as your needs change. (Subject to evidence of insurability and policy limitations.) Flexible Premiums... You can vary the amount and timing of your premiums. Payments can even be suspended as long as there are sufficient funds in the policy to cover the monthly charges. Permanent Protection... ERIEflex can provide the life insurance protection you need throughout your entire life. The death benefit is noncancelable by the company as long as you pay enough premium to keep your coverage in effect. Access to Your Cash Accumulation...You can obtain cash by borrowing against your cash value or by making a partial withdrawal. Tax Considerations... The interest credited to your ERIEflex policy accumulates tax-deferred, and the death benefit paid to your beneficiary is income tax free. Optional Protection... Various riders can be added to tailor your policy to your specific needs. These riders include: Accidental Death Benefit, Waiver of premium Disability Benefit, Guaranteed Insurability Option, Spouse/Children's Term Insurance, Additional Term Insurance, Other Insured Term Insurance Annual Report... You will receive an Annual Report to keep you up-to-date on the performance of your policy.